@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@300;400;500;600;700;800&display=swap');

/* ===== TOKENS ===== */
:root {
  --color-bg:           #F7F8FA;
  --color-bg-alt:       #FFFFFF;
  --color-bg-dark:      #0D1117;
  --color-bg-dark-2:    #161B22;

  --color-text-primary: #0D1117;
  --color-text-secondary: #4A5568;
  --color-text-muted:   #8896A7;
  --color-text-inverse: #F7F8FA;

  --color-accent:       #00C48C;
  --color-accent-hover: #00A876;
  --color-accent-subtle:#E6FAF5;

  --color-positive:     #10B981;
  --color-negative:     #EF4444;
  --color-neutral:      #8896A7;

  --color-border:       #E2E8F0;
  --color-border-dark:  #21262D;

  --color-blue:         #3B82F6;
  --color-blue-subtle:  #EFF6FF;

  --font-body: 'Manrope', sans-serif;
  --font-mono: 'Manrope', sans-serif;

  --text-xs:   0.75rem;
  --text-sm:   0.875rem;
  --text-base: 1rem;
  --text-lg:   1.125rem;
  --text-xl:   1.25rem;
  --text-2xl:  1.5rem;
  --text-3xl:  1.875rem;
  --text-4xl:  2.25rem;
  --text-5xl:  3rem;
  --text-6xl:  3.75rem;

  --leading-tight:  1.2;
  --leading-snug:   1.375;
  --leading-normal: 1.5;
  --leading-relaxed:1.625;

  --tracking-tight: -0.025em;
  --tracking-normal: 0;
  --tracking-wide:  0.05em;
  --tracking-widest:0.15em;

  --max-width:        1280px;
  --content-width:    1180px;
  --article-width:    760px;
  --gap:              40px;
  --gap-lg:           64px;
  --section-padding:  96px 0;
  --section-padding-sm: 64px 0;
  --border-radius-sm: 6px;
  --border-radius:    12px;
  --border-radius-lg: 20px;
  --shadow-sm:  0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
  --shadow:     0 4px 16px rgba(0,0,0,0.08), 0 1px 4px rgba(0,0,0,0.04);
  --shadow-lg:  0 20px 60px rgba(0,0,0,0.12);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  background: var(--color-bg);
  color: var(--color-text-primary);
  line-height: var(--leading-normal);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3 { line-height: var(--leading-tight); font-weight: 700; letter-spacing: var(--tracking-tight); }
h1 { font-size: var(--text-4xl); }
h2 { font-size: var(--text-3xl); font-weight: 600; }
h3 { font-size: var(--text-xl); font-weight: 600; }
p { color: var(--color-text-secondary); }

@media (min-width: 1024px) {
  h1 { font-size: var(--text-6xl); }
}

.container { width: 100%; max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }
@media (min-width: 1280px) { .container { padding: 0 64px; } }

.section { padding: var(--section-padding-sm); }
@media (min-width: 1024px) { .section { padding: var(--section-padding); } }
.section-alt { background: var(--color-bg-alt); }
.section-title { text-align: center; margin-bottom: 48px; }
.section-title p { max-width: 640px; margin: 12px auto 0; }
.eyebrow {
  display: inline-block; font-size: var(--text-xs); font-weight: 700;
  text-transform: uppercase; letter-spacing: var(--tracking-widest);
  color: var(--color-accent); margin-bottom: 8px;
}

.grid-12 { display: grid; grid-template-columns: repeat(12, 1fr); gap: var(--gap); }
.grid-2   { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--gap); }
.grid-3   { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--gap); }
.grid-4   { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.hero-grid { display: grid; grid-template-columns: 7fr 5fr; gap: var(--gap-lg); align-items: center; }

svg.icon { width: 24px; height: 24px; stroke: currentColor; stroke-width: 1.5; fill: none; stroke-linecap: round; stroke-linejoin: round; }

/* ===== HEADER ===== */
.site-header {
  position: sticky; top: 0; z-index: 100; height: 72px;
  background: rgba(247, 248, 250, 0.95);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  transition: box-shadow 0.2s ease;
}
.site-header.scrolled { box-shadow: 0 2px 20px rgba(0,0,0,0.06); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.site-logo { font-weight: 700; font-size: 1.125rem; letter-spacing: -0.02em; text-decoration: none; display: flex; align-items: center; gap: 8px; }
.site-logo svg { color: var(--color-accent); }
.main-nav { display: flex; gap: 4px; }
.main-nav a { font-size: var(--text-sm); font-weight: 500; color: var(--color-text-secondary); text-decoration: none; padding: 6px 12px; border-radius: var(--border-radius-sm); transition: color .15s, background .15s; }
.main-nav a:hover, .main-nav a.active { color: var(--color-text-primary); background: var(--color-bg-alt); }
.header-actions { display: flex; align-items: center; gap: 16px; }
.icon-btn { background: none; border: none; color: var(--color-text-secondary); cursor: pointer; display: flex; padding: 4px; }
.btn-header {
  background: var(--color-accent); color: #fff; font-size: var(--text-sm); font-weight: 600;
  padding: 8px 16px; border-radius: var(--border-radius-sm); border: none; cursor: pointer;
  text-decoration: none; transition: background .15s, transform .1s; display: inline-block;
}
.btn-header:hover { background: var(--color-accent-hover); transform: translateY(-1px); }
@media (max-width: 900px) { .main-nav { display: none; } }

/* ===== BUTTONS ===== */
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px; background: var(--color-accent); color: #fff;
  font-size: var(--text-base); font-weight: 600; padding: 14px 28px; border-radius: var(--border-radius-sm);
  border: none; cursor: pointer; text-decoration: none; transition: background .2s, transform .15s, box-shadow .2s;
  letter-spacing: -0.01em;
}
.btn-primary:hover { background: var(--color-accent-hover); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,196,140,0.3); }
.btn-secondary {
  display: inline-flex; align-items: center; gap: 8px; background: transparent; color: var(--color-text-primary);
  font-size: var(--text-base); font-weight: 500; padding: 13px 27px; border-radius: var(--border-radius-sm);
  border: 1.5px solid var(--color-border); cursor: pointer; text-decoration: none; transition: border-color .15s, background .15s;
}
.btn-secondary:hover { border-color: var(--color-text-secondary); background: var(--color-bg-alt); }
.btn-inverse {
  background: #fff; color: var(--color-bg-dark); font-size: var(--text-base); font-weight: 600;
  padding: 14px 28px; border-radius: var(--border-radius-sm); border: none; cursor: pointer;
  text-decoration: none; transition: background .15s, transform .15s; display: inline-block;
}
.btn-inverse:hover { background: var(--color-bg); transform: translateY(-1px); }

/* ===== HERO ===== */
.hero { padding: 56px 0 64px; }
.hero-eyebrow { display: flex; gap: 8px; margin-bottom: 16px; }
.hero-sub { font-size: var(--text-lg); margin: 20px 0 28px; max-width: 560px; }
.trust-bar { display: flex; flex-wrap: wrap; gap: 20px; margin-bottom: 32px; }
.trust-badge { display: flex; align-items: center; gap: 6px; font-size: var(--text-sm); font-weight: 500; color: var(--color-text-secondary); }
.trust-badge svg { color: var(--color-accent); flex-shrink: 0; width: 18px; height: 18px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 16px; align-items: center; }
.affiliate-disclosure { font-size: var(--text-xs); color: var(--color-text-muted); margin-top: 16px; max-width: 480px; }

.ticker-card {
  background: var(--color-bg-dark); border: 1px solid var(--color-border-dark); border-radius: var(--border-radius-lg);
  padding: 28px; position: relative; overflow: hidden;
}
.ticker-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px; position: relative; }
.ticker-head span { font-size: var(--text-xs); text-transform: uppercase; letter-spacing: var(--tracking-widest); color: var(--color-text-muted); font-family: var(--font-mono); }
.live-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--color-positive); animation: pulse-dot 2s ease-in-out infinite; display: inline-block; margin-right: 6px; }
.sim-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--color-neutral); display: inline-block; margin-right: 6px; }
@keyframes pulse-dot { 0%,100% { opacity: 1; transform: scale(1);} 50% { opacity: .5; transform: scale(.8);} }
.ticker-row { display: grid; grid-template-columns: 1fr auto auto; align-items: center; gap: 16px; padding: 10px 0; border-bottom: 1px solid var(--color-border-dark); font-family: var(--font-mono); position: relative; }
.ticker-row:last-of-type { border-bottom: none; }
.ticker-pair { font-size: var(--text-sm); font-weight: 500; color: #8896A7; letter-spacing: var(--tracking-wide); display: flex; align-items: center; }
.ticker-price { font-size: var(--text-lg); font-weight: 600; color: var(--color-text-inverse); transition: color .3s; text-align: right; font-variant-numeric: tabular-nums; min-width: 5.5em; }
.ticker-change { font-size: var(--text-sm); font-weight: 500; padding: 2px 8px; border-radius: 4px; text-align: center; min-width: 4.5em; }
.ticker-change.up { color: var(--color-positive); background: rgba(16,185,129,0.1); }
.ticker-change.down { color: var(--color-negative); background: rgba(239,68,68,0.1); }
.ticker-change.flat { color: var(--color-neutral); background: rgba(136,150,167,0.1); }
@keyframes tick-flash { 0% { background: rgba(0,196,140,0.1);} 100% { background: transparent; } }
.ticker-row.updated { animation: tick-flash 0.6s ease; }
.ticker-foot { display: flex; justify-content: space-between; align-items: center; margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--color-border-dark); font-family: var(--font-mono); font-size: var(--text-xs); color: #8896A7; position: relative; }

.data-key-card { background: var(--color-bg-dark-2); border: 1px solid var(--color-border-dark); border-radius: var(--border-radius); padding: 16px; margin-top: 16px; font-family: var(--font-mono); position: relative; }
.data-key-row { display: flex; justify-content: space-between; padding: 6px 0; font-size: var(--text-sm); color: #8896A7; }
.data-key-row strong { color: var(--color-text-inverse); font-weight: 600; }

/* ===== QUICK FACTS ===== */
.quick-facts { background: var(--color-bg-alt); border-top: 1px solid var(--color-border); border-bottom: 1px solid var(--color-border); padding: 24px 0; }
.quick-facts-grid { display: grid; grid-template-columns: repeat(6, 1fr); }
.quick-fact-item { display: flex; flex-direction: column; align-items: center; gap: 4px; padding: 0 24px; border-right: 1px solid var(--color-border); text-align: center; }
.quick-fact-item:last-child { border-right: none; }
.quick-fact-label { font-size: var(--text-xs); font-weight: 600; text-transform: uppercase; letter-spacing: var(--tracking-widest); color: var(--color-text-muted); }
.quick-fact-value { font-family: var(--font-mono); font-size: var(--text-lg); font-weight: 600; color: var(--color-text-primary); letter-spacing: -0.02em; }
.quick-fact-source { font-size: var(--text-xs); color: var(--color-text-muted); }

/* ===== CARDS ===== */
.card { background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius); padding: 24px; transition: box-shadow .2s, transform .2s; }
.card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.card-accent-left { border-left: 3px solid var(--color-accent); padding-left: 20px; }
.card-criterion { background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius); padding: 28px 24px; display: flex; flex-direction: column; gap: 12px; text-align: left; }
.card-criterion:hover { border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-subtle); }
.card-icon { width: 40px; height: 40px; background: var(--color-accent-subtle); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: var(--color-accent); }
.card-criterion ul { padding-left: 18px; color: var(--color-text-secondary); font-size: var(--text-sm); display: flex; flex-direction: column; gap: 4px; }
.criterion-link { font-size: var(--text-sm); font-weight: 600; color: var(--color-accent); text-decoration: none; margin-top: auto; }

/* ===== EXPERT VERDICT ===== */
.verdict-card { background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius-lg); padding: 40px; }
.verdict-cols { display: grid; grid-template-columns: 1fr 1fr; gap: var(--gap); margin: 28px 0; }
.verdict-cols ul { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.verdict-cols li { display: flex; gap: 10px; font-size: var(--text-sm); color: var(--color-text-secondary); align-items: flex-start; }
.check-icon { color: var(--color-positive); flex-shrink: 0; width: 18px; height: 18px; margin-top: 2px; }
.warn-icon { color: #F59E0B; flex-shrink: 0; width: 18px; height: 18px; margin-top: 2px; }
.verdict-fit { display: grid; grid-template-columns: 1fr 1fr; gap: var(--gap); padding-top: 24px; border-top: 1px solid var(--color-border); }
.verdict-fit h4 { font-size: var(--text-sm); font-weight: 700; margin-bottom: 8px; }
.verdict-fit p { font-size: var(--text-sm); }

/* ===== HEBEL BARS ===== */
.hebel-wrap { display: grid; grid-template-columns: 1.4fr 1fr; gap: var(--gap-lg); align-items: start; }
.hebel-bar-wrap { display: flex; flex-direction: column; gap: 16px; }
.hebel-row { display: grid; grid-template-columns: 220px 1fr 90px; gap: 16px; align-items: center; }
.hebel-label { font-size: var(--text-sm); color: var(--color-text-secondary); font-weight: 500; }
.hebel-bar-track { height: 8px; background: var(--color-border); border-radius: 4px; overflow: hidden; }
.hebel-bar-fill { height: 100%; border-radius: 4px; width: 0; transition: width 1s ease; }
.hebel-value { font-family: var(--font-mono); font-weight: 700; font-size: var(--text-sm); color: var(--color-text-primary); text-align: right; }
.hebel-source { font-size: var(--text-xs); color: var(--color-text-muted); margin-top: 16px; }
.neg-card { background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius); padding: 28px; }
.neg-card h4 { font-size: var(--text-lg); margin-bottom: 12px; }
.neg-card p { font-size: var(--text-sm); margin-bottom: 10px; }
.neg-card .src { font-size: var(--text-xs); color: var(--color-text-muted); border-top: 1px solid var(--color-border); padding-top: 12px; margin-top: 12px; }

/* ===== KOSTEN COLUMNS ===== */
.kosten-col { background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius); padding: 24px; display: flex; flex-direction: column; gap: 12px; }
.kosten-col h4 { font-size: var(--text-base); }
.kosten-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; font-size: var(--text-sm); color: var(--color-text-secondary); }
.kosten-col li { display: flex; justify-content: space-between; border-bottom: 1px dashed var(--color-border); padding-bottom: 8px; }
.kosten-note { font-size: var(--text-xs); color: var(--color-text-muted); margin-top: 8px; }
.kosten-cta { text-align: center; margin-top: 40px; }

/* ===== CALCULATOR ===== */
.calc-wrapper { background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius-lg); padding: 40px; max-width: 640px; margin: 0 auto; }
.calc-field { margin-bottom: 20px; }
.calc-label { display: block; font-size: var(--text-sm); font-weight: 600; color: var(--color-text-primary); margin-bottom: 6px; }
.calc-input, .calc-select {
  width: 100%; padding: 12px 16px; border: 1.5px solid var(--color-border); border-radius: var(--border-radius-sm);
  font-family: var(--font-body); font-size: var(--text-base); background: var(--color-bg); color: var(--color-text-primary);
  transition: border-color .15s, box-shadow .15s; outline: none;
}
.calc-input:focus, .calc-select:focus { border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-subtle); }
.calc-result { background: var(--color-bg-dark); border-radius: var(--border-radius-sm); padding: 20px; margin-top: 24px; font-family: var(--font-mono); }
.calc-result-row { display: flex; justify-content: space-between; padding: 6px 0; font-size: var(--text-sm); color: #8896A7; border-bottom: 1px solid var(--color-border-dark); }
.calc-result-row:last-child { border-bottom: none; }
.calc-result-row span:last-child { color: var(--color-text-inverse); font-weight: 600; }
.calc-result-total { display: flex; justify-content: space-between; padding: 12px 0 0; font-size: var(--text-lg); font-weight: 700; color: var(--color-accent); border-top: 1px solid var(--color-border-dark); margin-top: 8px; }
.calc-cta { text-align: center; margin-top: 32px; }

/* ===== COMPARE CARDS ===== */
.compare-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--color-border); border-radius: var(--border-radius); overflow: hidden; }
.compare-card { background: var(--color-bg-alt); padding: 28px 24px; }
.compare-card.featured { background: var(--color-accent-subtle); position: relative; }
.compare-card-title { font-size: var(--text-xl); font-weight: 700; color: var(--color-text-primary); margin-bottom: 4px; }
.compare-row { display: flex; justify-content: space-between; align-items: center; padding: 8px 0; border-bottom: 1px solid var(--color-border); font-size: var(--text-sm); }
.compare-row:last-child { border-bottom: none; }
.compare-row-label { color: var(--color-text-muted); }
.compare-row-value { font-weight: 500; color: var(--color-text-primary); text-align: right; }
.compare-badge { margin-top: 16px; }

/* ===== REGULIERUNG DEEP DIVE ===== */
.reg-block { display: flex; gap: 20px; align-items: flex-start; padding: 24px 0; border-bottom: 1px solid var(--color-border); }
.reg-block:last-of-type { border-bottom: none; }
.reg-icon { width: 48px; height: 48px; border-radius: 10px; background: var(--color-blue-subtle); color: var(--color-blue); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.reg-block h4 { margin-bottom: 6px; }
.reg-block p { font-size: var(--text-sm); }
.reg-steps { list-style: none; counter-reset: step; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 32px; }
.reg-steps li { counter-increment: step; background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius); padding: 20px; font-size: var(--text-sm); position: relative; padding-top: 40px; }
.reg-steps li::before { content: counter(step); position: absolute; top: 16px; left: 20px; font-family: var(--font-mono); font-weight: 700; color: var(--color-accent); font-size: var(--text-sm); }

/* ===== STEPPER ===== */
.stepper { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; position: relative; }
.stepper-item { text-align: center; padding: 0 12px; position: relative; }
.stepper-item::after { content: ''; position: absolute; top: 28px; left: 50%; width: 100%; height: 1px; background: var(--color-border); z-index: 0; }
.stepper-item:last-child::after { display: none; }
.stepper-icon { width: 56px; height: 56px; border-radius: 50%; background: var(--color-bg-alt); border: 1px solid var(--color-border); display: flex; align-items: center; justify-content: center; margin: 0 auto 14px; color: var(--color-accent); position: relative; z-index: 1; }
.stepper-item h4 { font-size: var(--text-sm); margin-bottom: 4px; }
.stepper-item p { font-size: var(--text-xs); color: var(--color-text-muted); }
.author-card { display: flex; gap: 20px; align-items: center; background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius); padding: 24px; margin-top: 40px; }
.author-avatar { width: 56px; height: 56px; border-radius: 50%; background: var(--color-accent-subtle); color: var(--color-accent); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.author-card .meta { font-size: var(--text-sm); color: var(--color-text-muted); }

/* ===== RELATED ===== */
.related-card { text-decoration: none; display: block; }
.related-card h4 { margin: 12px 0 4px; color: var(--color-text-primary); }
.related-card p { font-size: var(--text-sm); }
.related-more { font-size: var(--text-sm); font-weight: 600; color: var(--color-accent); margin-top: 12px; display: inline-block; }

/* ===== CTA DARK ===== */
.cta-section-dark { background: var(--color-bg-dark); position: relative; overflow: hidden; padding: var(--section-padding-sm); }
@media (min-width: 1024px) { .cta-section-dark { padding: var(--section-padding); } }
.cta-section-dark::before { content: ''; position: absolute; inset: 0; background-image: linear-gradient(rgba(0,196,140,0.05) 1px, transparent 1px), linear-gradient(90deg, rgba(0,196,140,0.05) 1px, transparent 1px); background-size: 48px 48px; pointer-events: none; }
.cta-section-dark::after { content: ''; position: absolute; top: -200px; left: 50%; transform: translateX(-50%); width: 600px; height: 600px; background: radial-gradient(circle, rgba(0,196,140,0.08) 0%, transparent 70%); pointer-events: none; }
.cta-inner { position: relative; text-align: center; }
.cta-title-dark { font-size: var(--text-4xl); font-weight: 700; color: var(--color-text-inverse); text-align: center; letter-spacing: var(--tracking-tight); margin-bottom: 16px; }
.cta-sub-dark { font-size: var(--text-lg); color: #8896A7; text-align: center; max-width: 560px; margin: 0 auto 32px; line-height: var(--leading-relaxed); }
.cta-meta { display: flex; gap: 24px; justify-content: center; margin-top: 20px; flex-wrap: wrap; }
.cta-meta-item { display: flex; align-items: center; gap: 6px; font-size: var(--text-sm); color: #8896A7; }
.cta-meta-item svg { color: var(--color-accent); width: 16px; height: 16px; }
.cta-disclaimer { font-size: var(--text-xs); color: #5A6A7A; max-width: 640px; margin: 28px auto 0; }

/* ===== FAQ ===== */
.faq-list { display: flex; flex-direction: column; gap: 1px; background: var(--color-border); border-radius: var(--border-radius); overflow: hidden; }
.faq-item { background: var(--color-bg-alt); }
.faq-question { display: flex; justify-content: space-between; align-items: center; padding: 20px 24px; cursor: pointer; font-size: var(--text-base); font-weight: 500; color: var(--color-text-primary); user-select: none; transition: background .15s; gap: 16px; background: none; border: none; width: 100%; text-align: left; font-family: var(--font-body); }
.faq-question:hover { background: var(--color-bg); }
.faq-icon { width: 20px; height: 20px; flex-shrink: 0; color: var(--color-text-muted); transition: transform .25s ease; }
.faq-question.open .faq-icon { transform: rotate(45deg); color: var(--color-accent); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .35s ease, padding .25s ease; font-size: var(--text-base); color: var(--color-text-secondary); line-height: var(--leading-relaxed); padding: 0 24px; }

/* ===== SOURCES ===== */
.sources-list { display: flex; flex-direction: column; gap: 12px; }
.source-item { display: grid; grid-template-columns: 32px 1fr auto; gap: 16px; align-items: center; padding: 16px; background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius-sm); }
.source-num { font-family: var(--font-mono); font-size: var(--text-xs); font-weight: 700; color: var(--color-text-muted); }
.source-name { font-size: var(--text-sm); font-weight: 500; color: var(--color-text-primary); }
.source-type { font-size: var(--text-xs); color: var(--color-text-muted); text-align: right; }

/* ===== RISK DISCLOSURE ===== */
.risk-disclosure { border-top: 1px solid var(--color-border); border-bottom: 1px solid var(--color-border); padding: 24px 0; background: var(--color-bg); }
.risk-disclosure-inner { display: flex; gap: 14px; align-items: flex-start; }
.risk-icon { flex-shrink: 0; width: 18px; height: 18px; color: #F59E0B; margin-top: 2px; }
.risk-text { font-size: var(--text-xs); color: var(--color-text-muted); line-height: var(--leading-relaxed); }
.risk-text strong { color: var(--color-text-secondary); }

/* ===== FOOTER ===== */
.site-footer { background: var(--color-bg-dark); border-top: 1px solid var(--color-border-dark); padding: 64px 0 32px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: var(--gap-lg); margin-bottom: 48px; }
.footer-brand { display: flex; align-items: center; gap: 8px; font-weight: 700; color: var(--color-text-inverse); font-size: 1.125rem; }
.footer-brand-icon { color: var(--color-accent); }
.footer-brand p { font-size: var(--text-sm); color: #8896A7; line-height: var(--leading-relaxed); margin-top: 12px; max-width: 280px; }
.footer-col-title { font-size: var(--text-xs); font-weight: 700; text-transform: uppercase; letter-spacing: var(--tracking-widest); color: #8896A7; margin-bottom: 16px; }
.footer-col a { display: block; font-size: var(--text-sm); color: #5A6A7A; text-decoration: none; padding: 4px 0; transition: color .15s; }
.footer-col a:hover { color: var(--color-text-inverse); }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; padding-top: 24px; border-top: 1px solid var(--color-border-dark); font-size: var(--text-xs); color: #5A6A7A; flex-wrap: wrap; gap: 12px; }

/* ===== FADE-IN ===== */
.fade-in { opacity: 0; transform: translateY(16px); transition: opacity .5s ease, transform .5s ease; }
.fade-in.visible { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
}

/* ===== ARTICLE / LANDING PAGES ===== */
.breadcrumb { display: flex; flex-wrap: wrap; align-items: center; gap: 6px; font-size: var(--text-sm); color: var(--color-text-muted); margin-bottom: 20px; }
.breadcrumb a { color: var(--color-text-muted); text-decoration: none; }
.breadcrumb a:hover { color: var(--color-accent); }
.breadcrumb span[aria-current] { color: var(--color-text-secondary); font-weight: 500; }

.article-hero { padding: 40px 0 8px; }
.article-hero .eyebrow { margin-bottom: 12px; }
.article-hero h1 { font-size: var(--text-4xl); margin-bottom: 16px; }
@media (min-width: 1024px) { .article-hero h1 { font-size: var(--text-5xl); } }
.article-lead { font-size: var(--text-lg); max-width: var(--article-width); }
.article-meta { display: flex; flex-wrap: wrap; gap: 16px; margin-top: 20px; font-size: var(--text-xs); color: var(--color-text-muted); }

.article-body { max-width: var(--article-width); margin: 0 auto; }
.article-body h2 { margin-top: 48px; margin-bottom: 16px; }
.article-body h2:first-child { margin-top: 0; }
.article-body h3 { margin-top: 32px; margin-bottom: 12px; }
.article-body p { margin-bottom: 16px; font-size: var(--text-base); line-height: var(--leading-relaxed); }
.article-body ul, .article-body ol { margin: 0 0 16px 20px; color: var(--color-text-secondary); font-size: var(--text-base); line-height: var(--leading-relaxed); display: flex; flex-direction: column; gap: 8px; }
.article-body strong { color: var(--color-text-primary); }
.article-body .lead-note { background: var(--color-accent-subtle); border-left: 3px solid var(--color-accent); border-radius: 0 var(--border-radius-sm) var(--border-radius-sm) 0; padding: 16px 20px; font-size: var(--text-sm); color: var(--color-text-secondary); margin-bottom: 24px; }

.data-table-wrap { overflow-x: auto; margin: 24px 0; border: 1px solid var(--color-border); border-radius: var(--border-radius); }
.data-table { width: 100%; border-collapse: collapse; font-size: var(--text-sm); min-width: 480px; }
.data-table caption { text-align: left; padding: 12px 16px; font-size: var(--text-xs); color: var(--color-text-muted); }
.data-table th, .data-table td { padding: 12px 16px; text-align: center; border-bottom: 1px solid var(--color-border); }
.data-table th:first-child, .data-table td:first-child { text-align: left; }
.data-table thead th { background: var(--color-bg); font-size: var(--text-xs); text-transform: uppercase; letter-spacing: var(--tracking-wide); color: var(--color-text-muted); font-weight: 600; }
.data-table tbody tr:last-child td { border-bottom: none; }
.data-table tbody td { font-family: var(--font-mono); color: var(--color-text-primary); font-weight: 500; }
.data-table tbody td:first-child { font-family: var(--font-body); font-weight: 500; color: var(--color-text-secondary); }

.related-mini { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 16px; }
.related-mini a { font-size: var(--text-sm); font-weight: 600; color: var(--color-accent); text-decoration: none; background: var(--color-accent-subtle); padding: 8px 14px; border-radius: 20px; }
.related-mini a:hover { background: var(--color-accent); color: #fff; }

.inline-cta { background: var(--color-bg-alt); border: 1px solid var(--color-border); border-radius: var(--border-radius); padding: 28px; text-align: center; margin: 32px 0; }
.inline-cta p { margin-bottom: 16px; }

/* ===== RESPONSIVE ===== */
@media (max-width: 1023px) {
  .hero-grid { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .hebel-wrap { grid-template-columns: 1fr; }
  .verdict-cols, .verdict-fit { grid-template-columns: 1fr; }
  .quick-facts-grid { grid-template-columns: repeat(3, 1fr); }
  .stepper { grid-template-columns: repeat(5, 1fr); }
}
@media (max-width: 767px) {
  .grid-3 { grid-template-columns: 1fr; }
  .compare-cards { grid-template-columns: 1fr; gap: 1px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .hebel-row { grid-template-columns: 1fr; }
  .hebel-value { text-align: left; }
  .quick-facts { overflow-x: auto; }
  .quick-facts-grid { min-width: 640px; grid-template-columns: repeat(6, 1fr); }
  .reg-steps { grid-template-columns: 1fr 1fr; }
  .stepper { grid-template-columns: 1fr; gap: 24px; }
  .stepper-item::after { display: none; }
  :root { --section-padding: 48px 0; }
}
